IRA Scenario Calculator

IRA contributions are a key part of any tax efficient investing strategy. This tool can help you decide between the various options you have.

How To Use This Calculator

  • This calculator will calculate the expected future after tax values of an investment made today in five different scenarios: Taxable Account, Roth IRA, Traditional IRA (Deductible), Traditional IRA (Nondeductible), Backdoor Roth IRA.
  • You must enter your expected returns, tax rates, and time horizon.
  • You may not be eligible for certain scenarios included in this calculator. You can use our IRA eligibility tool to determine if you can make contributions directly to a Roth IRA or nondeductible contributions to a Traditional IRA.

Download this tool as a spreadsheet >>

Share This Tool

You are free to use this tool on your website. Simply copy and paste the HTML code below. You must include attribution and links to

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