UTMA And UGMA Calculator

The Uniform Transfers To Minors Act (UTMA) and Uniform Gifts To Minors Act (UGMA) allow parents to transfer assets to future generations without using up their lifetime gift tax exemptions. While there are some tax advantages associated with these accounts, the dollar values of the savings will generally be minimal. This tool quantifies the potential savings.

How To Use This Calculator

  • This calculator will calculate the expected tax savings generated by the exemptions provided by UTMA and UGMA accounts.
  • It is prepopulated with default values for four different questions. Adjust these values based on your individual circumstances to change the expected value creation.
  • This calculator assumes that income associated with UTMA or UGMA assets will be capital gains or qualified dividends.

Download this tool as a spreadsheet >>

Share This Tool

You are free to use this tool on your website. Simply copy and paste the HTML code below. You must include attribution and links to TaxEfficientInvestor.com

<style>@media screen and (max-width: 640px){#og_iframe{height: 500px;width:100%;}}@media screen and (min-width: 641px) and (max-width: 1024px){#og_iframe{height: 500px;width:100%;}}@media screen and (min-width: 1025px){#og_iframe{height: 1000px;width:100%;}}</style><div id='og_iframe' style='-webkit-overflow-scrolling: touch; overflow: auto;'><iframe title="UTMA Calculator" src='https://wealthchannel.outgrow.us/64c422def40c03617916ff48?custom=1' style='border: none; overflow: hidden; width:100%; height: calc(100% - 31px);' scrolling='yes' allow="camera *;"></iframe></div>
<p><a href="https://taxefficientinvestor.com/tools/utma/">UTMA And UGMA Calculator</a></p> created by <a href="https://taxefficientinvestor.com/">TaxEfficientInvestor.com</a></p>